Whether you need a first time buyer mortgage or you need to remortgage or capital raise for a buy to let investment property there is a mortgage for you. Each mortgage borrower is different and so mortgage lenders provide a wide variety of different mortgage options to choose from. Even if you have a poor credit history, adverse credit, have had defaults or arrears, even bankruptcy there is a mortgage option just for you.

If you choose an independent mortgage broker they will be able to search through all of the available mortgage schemes to find the right one for you.

The Change your mortgage  website is designed to provide more information about mortgages and to direct you to an independent mortgage broker where you can discuss your mortgage needs in greater detail. You can also find out about police mortgages which is obviously mortgages for police officers and self cert or no proof of income mortgages.